Payment Policy

Zayra NS

Effective Date: 22 October 2026

Accepted Payment Methods

Zayra NS accepts the payment methods displayed during checkout.

During our initial launch period, customers may be offered manual UPI payment to our authorized business bank account.

Additional payment options may become available as our services expand.

Paying Through UPI

Customers selecting manual UPI payment should follow the payment instructions displayed after order placement.

Payment must be made to the official Zayra NS business account indicated on our website.

Customers should verify the displayed beneficiary name before completing the transaction.

Payment Confirmation

An order is not considered paid merely because a transaction was initiated or a screenshot was submitted.

Zayra NS confirms payment only after verifying receipt in its business bank account.

Customers may be requested to share their order number, UPI transaction reference and payment confirmation through an official customer support channel.

Payment Security

Zayra NS representatives will never request a customer's UPI PIN, banking password or OTP.

Customers should not send sensitive banking credentials or unnecessary personal financial information through WhatsApp, email or other support channels.

Incorrect or Duplicate Payments

If a customer makes an incorrect or duplicate payment, they should contact Zayra NS with their order number and relevant transaction details.

After verification, Zayra NS will investigate and arrange an appropriate resolution or refund.

Failed or Unverified Payments

Orders with unverified or incomplete payments will remain pending until payment is received and confirmed.

If a payment cannot be verified, customers may be asked to provide additional transaction information or contact their bank.

Refunds

Approved refunds are processed in accordance with our Return & Refund Policy and Cancellation Policy.